// environment
What does gap insurance cover if you die?
No, gap insurance does not cover death, since it only pays for the difference between a car’s value and any auto loan or lease balance remaining if the ca...
19 Jan 2026 20 views
// health
Does liability insurance cover diminished value?
Car insurance companies typically won’t cover diminished value claims if you’re at fault in an accident. But if another driver causes an accident, you can...
19 Jan 2026 18 views
// health
Do you have to cancel insurance when you sell a car?
Do I need to cancel my insurance if I’m selling my car? When you’re selling your car, you don’t have to cancel your car insurance and start again. In most...
19 Jan 2026 17 views
// economy
What is an adverse action as defined by FCRA?
Adverse action is defined in the Equal Credit Opportunity Act and the FCRA to include: a denial or revocation of credit. a refusal to grant credit in the ...
19 Jan 2026 21 views
// media
Can you drop someone off health insurance at any time?
You can cancel your individual health insurance plan without a qualifying life event at any time. On the other hand, you cannot cancel an employer-sponsor...
19 Jan 2026 19 views
// environment
Can insurance company ask for my phone records?
After a motor vehicle accident, your car insurance company will likely request information from you, and this may include your cell phone records. You are...
19 Jan 2026 22 views
// current events
Is it free to change address on insurance?
The insurer will also almost certainly charge an admin fee to amend the address on your documents. You can stick with the same insurer when you change add...
19 Jan 2026 20 views
// technology trends
What is the CPT code for BRCA testing?
CPT 81165: BRCA1 (BRCA1, DNA repair associated) (e.g., hereditary breast and ovarian cancer) gene analysis; full sequence analysis; this tests a single ge...
19 Jan 2026 19 views
// current events
What do insurance companies consider when they determine your premium How can you get the lowest premium on your car insurance?
Your driving record – The better your record, the lower your premium. If you’ve had accidents or serious traffic violations, it’s likely you’ll pay more t...
19 Jan 2026 15 views
// technology trends
What determines your cost of insurance?
Insurers assess many factors – including your driving record – when calculating your premium. Your insurance rates are also determined, in part, by the ty...
19 Jan 2026 19 views