// environment
What is 72 hour clause in insurance?
In construction all risk insurance policy, 72-hour clause signifies any losses or damages which occur during any period of 72 consecutive hours and which ...
19 Jan 2026 22 views
// education
Do you always get 3 points for speeding?
Most speeding offences result in the driver receiving 3-6 points and depends on where the offence occurred, how fast you are travelling and your previous ...
19 Jan 2026 22 views
// environment
Is an insurance agency considered an insurance company?
A carrier is an insurance company that will directly write and pay out a car insurance claim for only their products. An agency or insurance broker is a c...
19 Jan 2026 19 views
// economy
What does mortgage insurance actually cover?
You bear the cost of mortgage insurance, but it covers the lender. Mortgage insurance pays the lender a portion of the principal in the event you stop mak...
19 Jan 2026 12 views
// science
How do I find out if someone has long-term care insurance?
If you suspect your care recipient purchased a long-term care insurance policy, you’ll need to do some searching. Start by looking for a certificate of co...
19 Jan 2026 11 views
// health
Is hitting a deer considered a no fault accident?
If you accidentally hit an animal with your vehicle, your insurance agency will not find you at fault. But an accident involving an animal is not your fau...
19 Jan 2026 16 views
// science
What are insurance contract requirements?
In general, an insurance contract must meet four conditions in order to be legally valid: it must be for a legal purpose; the parties must have a legal ca...
19 Jan 2026 12 views
// science
Should I repair minor bumper damage?
Bumper damage can raise a lot of red flags for potential buyers when you put your car on the market for resale. Even dealerships will reduce what you’re o...
19 Jan 2026 12 views
// culture
Is my car still insurance if I lose my license?
You’re technically in breach of your car insurance contract as you no longer hold a valid licence. If you’ve been banned temporarily and want to keep your...
19 Jan 2026 18 views
// education
Can a sixteen year old get into a car accident?
Let’s face it; teenagers can be bad drivers. When your child turns sixteen and gets a driver’s license, you can expect your car insurance to soar. And if ...
19 Jan 2026 16 views