// current events
What is the rating system for insurance companies?
Five independent agencies—A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and Standard & Poor’s—rate the financial strength of insurance co...
19 Jan 2026 21 views
// current events
Does commercial general liability cover employees?
A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertisin...
19 Jan 2026 20 views
// culture
Who gets paid the death benefit?
A death benefit is a payout to the beneficiary of a life insurance policy, annuity, or pension when the insured or annuitant dies. For life insurance poli...
19 Jan 2026 18 views
// current events
Who developed the first health insurance?
Sidney Garfield established the Kaiser Foundation Health Plan in California. Which state had started the first health insurance company? History. Accident...
19 Jan 2026 19 views
// health
What do thieves do with stolen vehicles?
1. A Chop Shop. Sometimes a vehicle is worth more in pieces than it is as a whole, and thieves can turn a stolen car into cash quickly by parting it out a...
19 Jan 2026 17 views
// culture
How do you find a life insurance policy of a deceased person?
Here’s what you need to do to find the life insurance policy of a deceased person. Even before you file a claim for the death benefit with the insurance c...
19 Jan 2026 19 views
// technology trends
How much will a car accident affect my insurance?
Getting into a car accident in which you are at fault can raise your auto insurance rates in a big way. On average, the annual cost for a full-coverage ca...
19 Jan 2026 18 views
// science
Is premises liability the same as general liability?
Premises liability is not the same as general liability. General liability refers to any harm done to or on someone’s property. Premises liability applies...
19 Jan 2026 12 views
// media
What does fee for service mean in health insurance?
A method in which doctors and other health care providers are paid for each service performed. Examples of services include tests and office visits. How d...
19 Jan 2026 17 views
// science
Who is the recipient of money if someone with a life insurance policy were to die?
Life insurance is typically pretty straightforward: You pay for a policy, and if you die while that policy is active, the death benefit goes to your named...
19 Jan 2026 10 views