The outline of coverage describes the benefits and features of health insurance policies, and must be provided at the time of application, but no later than at the time of policy delivery.

When must insurers provide all applicants for Medicare supplement insurance with an outline of coverage?

(l) (1) Insurers issuing Medicare supplement policies or certificates for delivery in California shall provide an outline of coverage to all applicants at the time of presentation for examination or sale as provided in Section 10605, and in no case later than at the time the application is made.

When must a policy summary be delivered for an individual life insurance policy which provides long-term care benefits within the policy or by Rider?

33-22-1123. Delivery of policy — policy summary — monthly reports. (1) If an application for a long-term care insurance policy is approved, the issuer shall deliver the policy to the applicant or policyholder not later than 30 days after the date of approval.

How often is the consumer rate guide prepared?

(e) The consumer rate guide shall be published no later than December 1 of each year commencing in 2000, and shall be distributed using all of the following methods: (1) Through Health Insurance Counseling and Advocacy Program (HICAP) offices.

When must an outline of coverage be delivered to a prospective LTC insurance policyholder?

(a) An outline of coverage shall be delivered to a prospective applicant for long-term care insurance at the time of initial solicitation through means which prominently direct the attention of the recipient to the document and its purpose.

Which of the following may be excluded from long-term care coverage?

All of the following medical conditions are excluded from coverage under a long-term care policy EXCEPT: Drug dependence. Preexisting conditions. Alcoholism.

What must be present in all Medicare supplement plans?

Medicare Supplement insurance plans do not have to cover vision, dental, long-term care, or hearing aids, but all plans must cover at least a portion of the following basic benefits: Medicare Part A coinsurance costs up to an additional 365 days after Medicare benefits are exhausted.