From time to time we get people asking us if it is possible to get an insurance adjuster license with the Texas Department of Insurance (TDI) when they have a felony or a misdemeanor on their record. The short answer is YES.

Can a felon purchase life insurance?

You could be able to get life insurance if you have a felony, but you will have to find a life insurance agent that deals with high-risk applicants. “For some insurance companies, a felony is uninsurable, but different companies handle felonies differently,” said Jackie Morales, chief insurance officer at Bestow Life.

Can a felon be a real estate agent in Texas?

In order to receive your Texas Real Estate license you cannot have a felony on your record. our governing body, The Texas Real Estate Commission (TREC) conducts a background check so technically there are no felons getting their license.

Can a felon be a CPA in Texas?

An applicant who is convicted of a felony or repeatedly violates the law may lack the integrity to enjoy the public’s trust and the privilege of being a CPA. (2) allowed the applicant 30 days to submit any relevant information to the board for its consideration.

Can a felon be a locksmith in Texas?

Thousands of convicted felons who leave prison each year in Texas are prohibited by state law from getting a variety of state trade licenses, including many of the most in-demand jobs, from barbers to real estate brokers, plumbers to nurses to locksmiths — because they can’t pass criminal background checks.

How far back does a real estate background check go in Texas?

seven years
In the state of Texas, criminal background checks generated by an employer can go back seven years into an applicant’s criminal and personal history. There are, however, some exceptions to this rule.

What are the laws for life agents in Texas?

Laws: Texas Insurance Code. Laws about the life agent license can be found in the Texas Insurance Code, sections 4054.301, 4001.151 to 4001.153, and 4001.160(a).

Can a felon get a license to sell insurance?

Having their felony expunged can give them the chance needed to begin with a clean record and succeed in getting an insurance license. Expunging a criminal record allows anyone to honestly state on an application that he or she has not been convicted of a crime.

What kind of life insurance is available in Texas?

Most universal life policies earn a guaranteed minimum interest rate on the cash value. Variable universal life policies depend on the performance of the sub-accounts you choose. Agents who sell variable life insurance in Texas must have a federal securities license and a state insurance license.

How much does it cost to become a life agent in Texas?

The application fee is $50 and the permit fee is $50. To apply, call us at 512-676-6500. To learn more, go to the Provisional permits webpage. Laws about the life agent license can be found in the Texas Insurance Code, sections 4054.301, 4001.151 to 4001.153, and 4001.160 (a) .