An employee can voluntarily cancel coverage at any time only if the company is not having employee premium contributions deducted pre-tax. …

Is moving considered a qualifying event for health insurance?

For people who meet the prior coverage requirement, a permanent move to a new state will always trigger a special open enrollment period, because each state has its own health plans. But even a move within a state can be a qualifying event, as some states have QHPs that are only offered in certain regions of the state.

Can my wife take me off her health insurance?

The answer is No. Simple as that. Once you are married and on your spouse’s insurance, you cannot remove them from your insurance policy prior to a divorce. However, if you read the reasons why the law exists, it states that a spouse cannot be removed from health insurance prior to a divorce.

What can an employer ask about an employee’s medical condition?

Things that employers can’t ask about an employee’s medical condition: An employer cannot ask a medical professional for an employee’s medical records, or information about an employee’s health, without permission from the employee.

Can you get health insurance if your employer doesn’t offer it?

If your employer offers coverage that meets “minimum value” standards set by the Affordable Care Act and is deemed “affordable,” you can’t qualify for a government subsidy on coverage purchased through an exchange, even if your income would qualify you.

Can a employer ask a health care provider for information?

However, if your employer asks your health care provider directly for information about you, your provider cannot give your employer the information without your authorization unless other laws require them to do so. Generally, the Privacy Rule applies to the disclosures made by your health care provider, not the questions your employer may ask.

Can a company penalize you for not having health insurance?

These incentives should be part of your decision-making equation, too. Note that your employer might have a vested interest in keeping employees on the workplace plan. Under the Affordable Care Act, employers can be penalized if their health insurance is too costly. The smaller the group, the higher its rates may be.