Yes, you can cancel your health insurance at any time.

Why would my health insurance be terminated?

If your health insurance company ends your coverage because you didn’t pay all outstanding health insurance premium payments in full by the end of your grace period: Outside Open Enrollment, you don’t qualify for a Special Enrollment Period if you lose coverage due only to non-payment.

Do I get refund if I cancel health insurance?

Can you get a full health insurance refund if you cancel? In most cases a full refund is unlikely, especially after your first month of coverage, but individual health insurance companies will have different policies and individual states have different regulations.

Can you get your money back from health insurance?

You could be due a refund even if you received a subsidy from your insurer to cover some of your premium costs. Note that people who get insurance through an employer or another group plan are also entitled to rebates if their insurer doesn’t spend at least 80 to 85 percent of the premiums on claims.

Is it illegal to cancel health insurance when you get sick?

Makes it illegal for health insurance companies to cancel your health insurance just because you get sick Learn how to protect yourself from fraud when you apply for health coverage.

What to do if your health insurance plan is cancelled?

You can call 1-866-837-0677, a new hotline dedicated to consumers with cancelled policies. A representative will help you find coverage that begins in 2014. They can explain the options available for replacing or renewing a cancelled plan.

Can you sign up for health insurance if you are sick?

You’re not going to be able to wait until you need care to sign up for health insurance. Certain situational changes in your life (but not changes in your health status) will create a special enrollment period during which you can buy health insurance or change your health plan.

How long does an insurance company have to cancel a policy?

Your insurance company must give you at least 30 days notice before they can cancel your coverage for the reasons stated above. This gives you time to appeal the decision or find new coverage.