Typically insurance companies in the United States do not allow you to insure cars in other states where you don’t reside. So in short no you usually cannot legally insure a car for someone who lives in a different state even if they are your family.

Can I insure a car in a different state than I live?

No, your car cannot be registered in one state and insured in another. Generally, your car should be both registered and insured in your state of legal residence. If you have recently moved, you have some time to switch your car insurance policy (but do it ASAP).

How do I put my daughter on my car insurance?

How to insure a teen driver

1. Talk to your current insurance company about when you must add your child, whether at permit stage or when license is obtained.
2. Get a quote for adding your child to your existing policy with higher liabilities (100/300/100 is recommended).

Can you add a driver to your insurance that doesn’t live with you?

Generally, car insurance companies don’t allow policyholders to add people who don’t live in the same household as them to their policy, but it varies based on the case. But if they don’t live with you, you likely won’t be able to add them to your car insurance.

Can you be under your parents car insurance if you move out?

Can I stay on my parents’ car insurance if I move out? If you move away from your parents, and your vehicle goes with you, then you need your own auto policy. However, if you drive one or more of your parents’ cars, they should keep you listed as a driver on their policy even if you don’t live with them.

Can a vehicle be registered in two states?

Yes, it’s possible to have dual registration. You will also need to have insurance coverage and pass a state/smog inspection for both states as well. You’ll be issued two separate license plates and you’ll need to have a mount that allows you to properly display both tags at once.

Can you put someone on your insurance if they don’t live with you?

Can you assign a minor to a car insurance policy?

If your insurance company allows you to assign drivers to cars, you can save by assigning your novice driver to the cheapest car on the policy, meaning that will be the car he drives the most. So, your child will be primarily assigned to one car and be secondary on other cars. He can still drive all household vehicles.

When do you take your child off your car insurance?

Please note: There is no certain age at which a child must be taken off your car insurance policy, as long as he/she is living at home. As long as your child lives under your roof and drives your cars, you can – and should – list them on your policy.

How to save by adding kids to parents’car insurance?

If you’re looking to add one or more teen drivers to your family’s car insurance policy, you’ll save the most by keeping any cars in your name. Taking out an insurance policy for your car and adding your teen as a driver generally costs a lot less than adding a car in a teen’s name.

Who is responsible for car insurance for a teen?

If you own the vehicle your child is driving but the child lives primarily with your former spouse, the situation needs to be discussed with your insurance agent. Most likely, the child will need to be listed as a driver on your car insurance policy. Another possibility is to title the vehicle over to your teen and purchase a policy in their name .