Yes, health insurance policy for pre-existing diseases is definitely possible; however it may lead to an increase in premium or denial in some cases.

Can you get private health insurance with a pre-existing condition?

When applying for private health insurance, any pre-existing medical conditions and health issues you’ve had in the past could potentially affect your coverage. In general, most private medical insurance products exclude both pre-existing and chronic conditions.

Is there a waiting period for pre-existing conditions with Medicare?

I have a pre-existing condition. for these pre-existing health problems for up to 6 months (called the “pre-existing condition waiting period”). After these 6 months, the Medigap policy will cover your pre-existing condition.

Can a health plan refuse to cover you because of a pre-existing condition?

Medicaid and the Children’s Health Insurance Program (CHIP) also can’t refuse to cover you or charge you more because of your pre-existing condition. Pregnancy is covered from the day your plan starts If you’re pregnant when you apply, an insurance plan can’t reject you or charge you more because of your pregnancy.

Where can I get health insurance if I have pre-existing conditions?

You can find a policy using our health insurance comparison, which includes details of what cover each insurer offers. But if you have pre-existing conditions you want your policy to cover, you could speak to a health insurance broker.

What are the protections of having a pre-existing condition?

These protections include: Limits on the use of pre-existing condition exclusions in employer-sponsored health plans. Prevents employer-sponsored health plans from discriminating against you by denying you coverage or charging you more for coverage based on your or a family member’s health problems.

When did the pre-existing Condition Insurance Program end?

Pre-Existing Condition Insurance Plan (PCIP) Coverage. The Pre-existing Condition Insurance Plan (PCIP) ended on April 30, 2014. The PCIP program provided health coverage options to individuals who were uninsured for at least six months, had a pre-existing condition, and had been denied coverage…