A debt management plan combines your available financial resources with concessions from your creditors and calculates an affordable monthly payment that will eliminate your debt. The plan is a voluntary agreement. You can cancel anytime, for any reason.

How do you get out of excess debt?

8 Ways to Get Out of Debt in 2020

1. Gather your data—bills, credit reports, credit Score, etc.
2. Make a list of your debts and income.
3. Lower your interest rates.
4. Pay more than you have to pay.
5. Earn more money.
6. Spend less money.
7. Create a budget and debt pay-off plan stick to them.
8. Rinse and repeat.

Can a debt management program help you get out of debt?

A debt management program works even if you have bad credit or too much debt to pay off using other solutions. As long as you have income to make the single monthly payment, you usually qualify. This video offers one example of how a debt management program helped someone get out of debt:

Are there any good debt settlement programs out there?

While it is true that there are a few good and well-intentioned programs available that provide real debt solutions, my experience shows that a vast majority of these outfits are simply money grubbing nightmares for cash strapped consumers.

Who are Certified Credit counselors for debt consolidation?

Consolidated Credit Solutions has certified credit counselors that are experts at debt consolidation. They can answer any questions you have about the different options you have for debt consolidation and provide direction to help you get the debt relief you need.

How to contact Consolidated Credit Solutions for debt consolidation?

They can answer any questions you have about the different options you have for debt consolidation and provide direction to help you get the debt relief you need. Give us a call at 1-888-294-3130 to speak with a certified credit counselor today.