If your parent is the policyholder and you own the car then you must notify the insurer. However, if the car was in the parent’s name then they need to add the kid’s name to the title. This way their kid can register the car in their own name and get insurance coverage.

Can I insure a car owned by a family member?

Yes, you can buy auto insurance coverage for someone else, as most companies allow the driver and policyholder to be in different names. This is fairly common for teen drivers, as parents generally are the auto policyholders until dependents can purchase their own vehicle and own insurance.

Can a child be on their parents’car insurance?

Also, if you have a car under your parents’ names and insurance policy and don’t bring your car to college, you may qualify for a discount for drivers who don’t drive at school. How Long Can Children Stay on Their Parents’ Car Insurance Policies?

Can you be on your parents auto insurance if your away at college?

If your permanent address is your parents’ house, even if you’re away at college, you can stay on your parents’ policy as long as your name isn’t on the title of the car you drive. There is no age limit as to how long you can stay on their policy, and it is probably easier all around if you are listed on their policy.

Can You Put your car in your parents name?

If the title of your car is in your parents’ or guardians’ names, there’s no problem in being added to their auto insurance policy, possibly at a lower rate than if you had your own policy. But if the car is in your name, you won’t be able to do that. Should you buy your own auto insurance policy?

How long can you stay on your parents’auto insurance?

Unlike health insurance, which has a cut-off at your 26th birthday, a child can stay on their parents’ car insurance for as long as they want, as long as they meet the other criteria for eligibility. So, it’s possible to stay on your parents’ insurance until 30 or above.