The insurance company say that the vehicle cannot be insured if the owner has no licence, even if they are not driving it. You cannot legally drive without a driver’s licence, and most insurance companies make this a basic condition for being granted car insurance.

How long can I stay on my parents car insurance?

Per federal law, you can remain on your parents’ health insurance until your 26th birthday. There are no restrictions, so you’re eligible for coverage under your parents’ plan even if you’re: Married.

Is your insurance valid if your driving licence has expired?

A licence remains valid until such time as it is revoked by the DVLA. Some insurers have said that an out of date photo invalidates your vehicle insurance, because the licence is invalid. That is a flawed argument, because the licence is not invalid until the DVLA revoke it.

Do you have to have insurance to drive your parents car?

You can only drive your parents’ car if you have either your own insurance policy or you are a named driver on their policy. The law requires you to have at least third party cover, even if you’re driving with your parents’ permission. If your parents knowingly allow you to drive their car without…

Can a person Drive my Car if they are not on my insurance?

As long as you give permission to somebody to drive your vehicle, they will be allowed to drive your vehicle even if they are not listed on your insurance policy. There are exceptions to this rule, however.

Do you have to insure the car if you buy it with your child?

The simple answer to this question is no. Remember, whoever owns the vehicle needs to insure the vehicle. What if you decide to buy the car with your child? Then, you can add the vehicle to your policy as long as the child is still living in the household or is away at school.

Can a family member Drive my Car without my permission?

If someone drives your car without your permission, however, that individual will likely not be covered by your policy. For instance, if you allow an out-of-town family member to drive your car to run errands, she will be likely be covered by your auto insurance policy.