You shouldn’t have to accept an aftermarket part when the damaged part was original. Do understand that unless your vehicle is brand new that an auto insurance company is allowed to consider the parts on your vehicle as used, which means it doesn’t necessarily have to replace with brand new parts.

Can insurance companies make you use used parts?

The insurance company cannot dictate to you what kind of parts whether new, used or aftermarket parts used for the repair of your vehicle. You can also insist that the car be repaired with the use of new parts rather than used or aftermarket parts.

Can an insurance company force you to use the body shop?

It is illegal for an insurance company to steer, force, require or pressure you into using a particular shop. You should never take your vehicle to a body shop based solely on the recommendation of an insurance company. Not even if it is your own insurance company.

Does insurance pay for aftermarket parts?

Some insurance policies cover aftermarket parts. Your insurance policy may or may not cover aftermarket parts. Usually, if there’s coverage, it’s only for a low amount. Most standard insurance policies either don’t cover aftermarket parts at all or they pay only a small amount for them.

Can I insist on OEM parts?

Yes, you can always request original equipment manufacturer parts after you’ve had an accident. Some insurance companies might make you pay extra for OEM parts. Most insurance contracts obligate the insurance company to restore your vehicle to the same condition it was in before the loss.

What is the difference between OEM and genuine parts?

OEM, Original equipment manufacturer part is a part made by the manufacture or made for them to their specification but an external company. A genuine part is a part supplied by the vehicle manufacturer in their packaging. Aftermarket parts are parts produced by any other company.

Do body shops use genuine parts?

However, body shops love OEM parts in most cases. They fit as they are supposed to without any mechanical adjustments and do the job perfectly. They also come with a warranty and ensure a safer drive.

Can you demand OEM parts after an accident?

Do you have to use the body shop the insurance company recommends?

Do you have to use the body shop the insurance company recommends? No, you don’t have to use the body shop the insurance company recommends. Your car accident repair rights allow you to choose a body shop of your choice to repair collision damage.

Can I demand OEM parts after accident?

Getting OEM Parts for Your Damaged Vehicle You have the right to request your insurance company use original equipment manufactured parts rather than aftermarket parts to repair your vehicle. If the insurance company deems these costs unreasonable, however, it might deny your claim.

Can a car insurance company force you to use aftermarket parts?

Getting OEM Parts for Your Damaged Vehicle. You have the right to request your insurance company use original equipment manufactured parts rather than aftermarket parts to repair your vehicle. If the insurance company deems these costs unreasonable, however, it might deny your claim.

Can you get OEM parts for an insurance claim?

Aging vehicles or discontinued models may not have OEM parts available. 5  Aftermarket and used parts are sometimes the only options for a repair or addition; there is only so much a body shop and an insurance company can do about it. It is up to you to determine if you want OEM coverage.

Is it safe to use aftermarket car parts?

Collision-repair associations and repair shop owners generally believe that aftermarket parts are unsafe because they are inferior to OEM parts in fit and finish. Vehicle manufacturers generally believe that because the safety impact of non-OEM parts is uncertain, OEM parts should be used to ensure a vehicle performs to its original specifications.

Can a car be replaced with OEM parts?

Not All Parts Can Be Replaced With OEM Parts. Aging vehicles or discontinued models may not have OEM parts available. Aftermarket and used parts are sometimes the only options for a repair or addition; there is only so much a body shop, and an insurance company can do about it. It is up to you to determine if you want OEM coverage.