The short answer is yes, you can sue your own insurance company. If an uninsured driver hits you, your next option to recover is to pursue a claim against your own insurance company. This also applies if you are involved in a hit-and-run wreck and cannot find the other driver.

Can I be sued if I’m not at fault?

Because California isn’t a true no-fault state, you do have the option to sue if you’re involved in a no-fault accident that you feel the other driver caused. To navigate complex driving laws and complicated insurance requirements, you need professional help.

What happens if I Sue my insurance company?

When drivers get into an accident, they often sue each other. They do not sue each other’s insurance companies. Instead, the insurance company will “indemnify” its insured, i.e., it will pay some or all of the damages owed, provided that the claim falls within the insurance policy agreement.

Can a insurance company refuse to settle a bodily injury claim?

Therefore, they cannot refuse to settle your bodily injury claim because you have not reached an agreement on the property damage claim. Many states have specific requirements regarding the amount of time that insurance companies must respond to a claim.

Can you sue an insurance company for wrongful repudiation?

The majority of lawsuits for wrongful repudiation of an insurance policy are based largely on breach of contract law. There are generally three different approaches that a victim of a wrongful repudiated insurance policy can take: Wait until the terms of the insurance policy have matured and sue the insurance company for damages.

Can a negligence claim be made against an insurance company?

Negligence pertains to all types of insurance: home, life, health, and auto . Depending on the level of negligence and the type of damage, your insurance policy might still pay a claim if it occurs because of your negligence. In cases of liability, the insurance company will typically pay for your legal…