Usually, yes — your car insurance coverage should extend to anyone else driving your car. So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.

Can you drive a car that belongs to someone else?

It might be an emergency or you may have permission from the car owner, but that doesn’t mean it’s legal. Unless you’re a ‘named driver’ on their car insurance, you almost certainly won’t be insured. And both the driver and car owner can run into trouble if caught without the necessary cover.

Do you have to have insurance if you drive another car?

If you own a second car, don’t think you can get around getting insurance for it by using your ‘driving other cars’ cover from your first car. Driving other cars cover is an add-on intended to allow you to drive other cars in an emergency, and will not extend to other cars you own.

Is it okay to have someone else drive your car?

Usually, yes — your car insurance coverage should extend to anyone else driving your car. Think of it this way: the car insurance typically follows the car, not the driver. So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.

Can you have car insurance if you are not the registered owner?

The one exception to joint-owners insurance is if the registered owners of a car do not live together, and both of the owners don’t drive the car. In this case, you may not be required to list both drivers on the car insurance policy.

Do you have to have car insurance if you co-title a car?

If you co-title the vehicle and both drive the car, then you both must be on the car insurance policy. Any other family member who also drives the car must also be listed on the policy. The one exception to joint-owners insurance is if the registered owners of a car do not live together, and both of the owners don’t drive the car.