Undocumented persons can qualify for term life, whole life, universal life, and no-exam life insurance policies. You don’t need a Social Security Number but you will need some form of legal documentation to qualify for life insurance.

Do you have to be US citizen to buy life insurance?

Yes, you can get approved for life insurance in the United States even if you are not a U.S. citizen, as long as you have the proper documentation. At minimum you’ll need a Social Security number. Most insurance companies will also require a green card or valid visa.

Can you get life insurance on someone without a Social Security number?

If you don’t have a social security number, you probably think you can’t get life insurance. Unfortunately, many carriers and agents say you need to have a social security number to qualify. However, you can obtain life insurance if you don’t have a social security number. It’s true.

Can someone with a green card get life insurance?

Green card holders are permanent U.S. residents. You should disclose if you’re a green card holder when you apply for life insurance, but insurance companies will treat your application the same as they treat applications for U.S. citizens.

Do you need a SSN to be a beneficiary?

A: Yes. A Social Security Number (or Tax Identification Number) is required before any benefits can be paid. If a member doesn’t have a number at the time of beneficiary designation, LACERA must receive this information when the death claim is processed.

How can I work without a Social Security number?

If you are new to the U.S., you can work without an SSN temporarily. However, you must apply for a number with the Social Security Administration, or the SSA, immediately, and provide it to your employer upon receipt and within 90 days of starting your job.

Can I get life insurance on someone in another country?

Can my life insurance beneficiary live in another country. We would be direct and give you a straightforward answer: Yes, you can name someone as life insurance beneficiary even if they are not living in the US.

Is it possible to get life insurance as an illegal immigrant?

There are specific requirements that you will need to have to qualify. We are brokers that help Non-U.S. citizens get life insurance in the U.S. with the best companies available. Fortunately, we have secured a carrier (top-rated life insurance company) that requires only three things to illegal immigrants and undocumented immigrants:

Can a non US citizen buy life insurance?

The good news is that just because you’re not a US citizen doesn’t mean you can’t buy life insurance. Many non-US citizens are able to find the coverage they need for protecting their family’s financial future and some may even qualify for best-class rates.

Can a company pay an illegal immigrant after death?

If you name an illegal immigrant as your beneficiary, the company is legally obligated to pay him the benefit upon your death. His legal status has no bearing on this point — the company is even required to pay internationally if he returns to the country of his birth.

Do you need a green card to get life insurance?

Yes, you can get approved for life insurance in the United States even if you are not a citizen but you’ll need the proper documentation. When we say proper documentation at minimum you’ll need a Social Security number, and a green card or valid visa.