As per the guidelines, it is mandatory for the car driver to have a valid Driving License. Hence, if the person who was driving the car at the time of the accident didn’t have the licence, the claim will be rejected by the insurance company.

Is DigiLocker RC valid for insurance claim?

According to a statement from the Ministry, The Road Transport and Highways Minister has issued a notification to all the states to accept Registration Certificate, Driving Licence, vehicle Insurance or other documents in the ‘electronic form’ and are advised to submit through DigiLocker or mParivahan app since it is …

What happens if you exclude a driver from your insurance policy?

Excluded Drivers. If you’ve excluded a driver from your auto insurance policy, e.g., because his driving record is poor and it could save you money to exclude him, your coverage will not pay for damages he incurs in the vehicle if he takes your car and gets into a crash.

Can a car insurance company pay if someone else is driving the car?

Will the insurance company pay my claim if someone else was driving my car? To give you a short answer: yes, your auto insurance policy will pay even if someone else if driving your car. This, however, is subject to a few conditions.

Can a car insurance policy not cover an unlicensed driver?

An owner’s failure to list known authorized drivers in a policy may cause the insurer to deny coverage for auto accident claims, particularly if the person that caused the accident did not have a valid license. The final answer to whether a licensed or unlicensed driver is covered by insurance will always depend on policy language.

Can a car insurance policy be cancelled if a driver has lost his license?

State regulators don’t want insurance companies to automatically cancel an auto policy, even if a driver has lost his license. That’s because while one driver may make a mistake, often other drivers use the same car. Those other drivers would have no way of knowing about the license suspension.