Although you should check your individual policy, most of the time you can let someone drive your car and still have coverage. As long as you give the person permission, and they only drive the car occasionally, there shouldn’t be an issue. Find out what happens when you let a friend or family member borrow your car.

Can my friend add my car to his insurance?

Can I Add My Friend’s Car to My Insurance Policy? Some insurance companies won’t allow you to permanently add another driver who’s outside of your immediate family to your auto policy. Most policies allow you to let others drive your car, given that they have your permission to do so.

Can my friend drive my car in BC?

Yes, your insurance will cover someone else driving your car. In fact, ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty.

What happens if a friend takes my car without insurance?

Use of vehicle by a friend or family member: If your friend takes your car without your permission, their coverage would likely pay first and yours would step in to fill in the gaps. Use of your vehicle by an uninsured friend: If your friend takes your car without permission and is uninsured, you can expect your own car insurance coverage to pay.

Can a friend take your car without permission?

However, damages to your own vehicle would probably be covered under your own coverage. Use of vehicle by a friend or family member: If your friend takes your car without your permission, their coverage would likely pay first and yours would step in to fill in the gaps.

What kind of insurance do I need to lend my car to a friend?

(Related: What Insurance Do You Need When You Move in Together?) Someone with permissive use: If you loaned out your car to a friend or neighbor, your ERIE policy generally will cover them – as long as you gave your permission. If they are a regular and repeated user of the car, they should also have coverage.

What happens if I let a friend Drive my Car?

If you give your friend permission to borrow your vehicle and she gets into an accident, your own insurance company will probably need to pick up the tab — and the claim will likely remain in your file, which could affect your premium or other aspects of your coverage.