Most insurance companies allow unmarried couples to combine coverage—and thereby get discounts and other valuable benefits. But again, not all insurance agents or companies will offer these benefits to an unmarried couple.

Do you have to be married to be on the same auto insurance?

Yes, if you share a car. If you are living together and sharing a vehicle, you do not have to be married to be on the same car insurance policy. If you both own your own vehicles separately, you can still be listed on each other’s policies but may not be able to combine them.

Can my boyfriend put my car on his insurance?

Yes, You Can Add a Boyfriend or Girlfriend to Your Car Insurance. Generally, you would add your significant other to your car insurance policy when he or she lives at the same address. However, you may also add her to your car insurance policy if she lives at a different address but drives your car frequently.

What kind of auto insurance do unmarried couples get?

Unmarried couple auto insurance is joint car insurance for unmarried couples. With joint auto insurance, you can add someone (a domestic partner, for example) to your insurance if you’re not married but share the same vehicle. A joint policy can save you 10 to 25% on auto insurance, but car insurance companies won’t insure a car you don’t own.

Do you have to be married to have the same car insurance?

If you are living together and sharing a vehicle, you do not have to be married to be on the same car insurance policy. But joint car insurance for married couples is more challenging.

Can You insure your partner’s car in a relationship?

That’s right: unmarried couples are starting to purchase their automobile insurance together. If you’re in (and can prove that you’re in) a serious long-term relationship, then you might be able to insure your partner’s car. But that doesn’t mean that it will be a simple process, or that it’s a good idea.

Can you add another person to your car insurance policy?

If you want to add not only the person to your policy but their car as well, then it may get tricky. Most car insurance companies require that you have insurable interest in a car to insure it under your policy. In other words, you cannot insure a vehicle under your policy that you do not own.