Yes, you can use your own car insurance for a rental car as long as your trip is for personal travel. Your personal coverage limits and deductibles will apply.

How can I get out of paying rental car damage?

The rental car company may or may not offer a description or proof of the damage. Now you have three options: You can pay up, hand the claim off to your auto insurance company or credit card company, or reject the claim.

How long can you keep a rental car after an accident?

The company paying for the rental car will establish this. If your vehicle is determined to be a total loss (meaning it is no longer safe to drive and repairing it is not a good financial decision), normally you will be able to keep the car for five days after you have received a settlement offer.

What happens when someone hits my rental car?

If the accident was your fault, you’re responsible for damage to the rental car and for any liability issues. In the event you are not at fault, your rental company will work directly with the other driver’s insurance company.

Can a rental car be reimbursed if another driver is at fault?

If another driver is at-fault, their liability insurance will cover the cost of your rental car. You can usually rent the car yourself and get reimbursed later, or you can let your insurer arrange the rental. What Is Rental Reimbursement Coverage?

What does a rental car damage waiver do?

It is technically not a type of insurance but it is a waiver between the renter and the car rental company that the company will waive their right to charge the renter for damages to the vehicle.

What to do if your car insurance does not cover a rental car?

If you’re not sure if the coverages extend to your rental car or you don’t have full coverage, you could consider going with the rental company’s loss damage waiver. But if you have full coverage and decline, there’s a catch.

Can a negligent driver pay for a car rental?

As part of the compensation that the negligent driver is responsible for paying you, you are entitled to your car rental fees while your vehicle is being repaired or replaced. His insurance company would pay this cost as part your settlement. Your own insurance company. You are not required to purchase car rental insurance under Georgia law.