It is a legal requirement that you are insured to drive your new car at any time, even just to bring it home. If your new vehicle isn’t properly insured when you want to drive it away, you could find yourself facing unlimited fines, points on your license and even having your car confiscated.

Do you insure a car or the driver?

Contrary to popular belief, car insurance typically follows the car — not the driver. If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy.

Can I drive a car home without tax?

Yes. The law states that a registered vehicle being kept or used on public roads must be both taxed and insured. You don’t need to tax your car if you’re not driving or parking it on a public highway. If it’s kept off road in a garage, on a drive or on private land, it must be declared SORN.

Do you have to get car insurance before you get your drivers license?

Although you can drive before you get your driving licence photocard, you MUST be properly insured. Any learner driver insurance you had does not cover you as a qualified driver, so you need to call your insurance company to change it (if you want to stay with them), or arrange new car insurance.

What happens to my insurance after I pass my driving test?

Any learner driver insurance you had does not cover you as a qualified driver, so you need to call your insurance company to change it (if you want to stay with them), or arrange new car insurance.

When does a driver have to be listed on an auto insurance policy?

However, the rule-of-thumb is if the person drives your car regularly or lives in your household, they should be named as a driver on your auto insurance policy. And, if you’re ever in doubt, give your auto insurance provider a call to be sure.

Do you need insurance for a driving test?

If you took your test in your own car, your learner insurance may cover your accompanying driver (for example, your driving instructor or parent) for the ride home – but it’s best to check with your insurer.