Most private pensions and government pensions will have no affect on SSDI eligibility or the amount of monthly SSDI benefits you receive. This is because most pensions are not exempt from Social Security taxes, which in turn means you can receive pension payments along with full monthly SSDI benefits.

What happens when someone on Social Security disability reaches retirement age?

your disability benefits automatically convert to retirement benefits, but the amount remains the same. If you also receive a reduced widow(er)’s benefit, be sure to contact Social Security when you reach full retirement age, so that we can make any necessary adjustment in your benefits.

Can you take a pension if you are on disability?

Consequently, you can take your pension without the worry of it affecting your Social Security Disability benefits. Social Security Disability does not offset your pension unless your pension is based upon earnings that were not taxed for the purposes of Social Security.

Do you get your Social Security benefits from your pension?

Generally, individuals who have pensions have no problem receiving their full Social Security disability benefit because their pension is based upon covered earnings. If you are receiving a disability pension from an employer or long term disability…

How are Social Security disability and pension calculated?

The federal government ended this practice with the Windfall Elimination Provision. Under Social Security and SSDI rules, benefits are calculated by dividing your average monthly earnings into three amounts.

Can a pension offset a Social Security disability check?

If your pension is based upon non-covered earnings (not taxed), Social Security may offset your disability benefit amount. Generally, individuals who have pensions have no problem receiving their full Social Security Disability benefit because their pension is based upon covered earnings.