No, getting car insurance with a different address is considered fraud. Car insurance companies check your address, so as tempting as using another address for car insurance might be, that can be risky. One great, legal way to save money on your car insurance rates is to find the lowest quote and go with that company.

Does changing address make car insurance cheaper?

You can stick with the same insurer when you change address, or you could take the opportunity to shop around for a cheaper deal. Just remember that you normally have to pay some sort of charge if you cancel your policy before the renewal date.

Does car insurance verify address?

Car insurance companies might not come knocking at your door to verify you live where you say you do, but there are ways to verify that what you’re saying is true. No matter where your address is, you can save money legally if you get car insurance quotes.

Can you insure a car for someone that doesn’t live with you?

Generally, car insurance companies don’t allow policyholders to add people who don’t live in the same household as them to their policy, but it varies based on the case. But if they don’t live with you, you likely won’t be able to add them to your car insurance.

Is it possible to get cheaper car insurance with a different address?

Therefore, lying is useless. Using a different address just to get cheaper car insurance is also likely to fail because insurers check things out thoroughly when issuing car insurance. Much of the checking, however, is actually done after you have paid at least a portion of your premium and your policy is in force.

Is it better to use the wrong address for car insurance?

It’ll mean cheaper insurance, and no one will find out. But it’s not worth the trouble. Using the wrong address can reduce your car insurance premiums, but it’s a practice that can come back to haunt you. Don’t Ask, Don’t Tell?

Can you use someone else’s address for car insurance?

The best way to fix this situation is probably to call the insurance company. Since you aren’t allowed to legally open the mail, you can only give the representative the name outside of the envelope as well as your address. The person who is doing this could be committing fraud, but it also could just be a mistake.

Do you have to change your car insurance address when you move?

Yes, you do need to update your address after you move. Not only will you have to change your vehicle registration address, you will also have to have your license changed in you’re going to have to update your insurance provider. Since you are moving to a new location, you might even have a different auto insurance premium afterward.