Car owners who lend their vehicle to someone who drives it without valid insurance can be convicted of an IN12 offence, which is technically described as “aiding, abetting, counselling or procuring using a vehicle uninsured against third party risks.” Drivers can even be disqualified from driving for this offence.

Can someone not on my policy drive my car?

Usually, yes — your car insurance coverage should extend to anyone else driving your car. So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.

Can I give permission for someone to drive my car?

An any driver insurance policy allows anyone to drive your car at any time. There’s no limit to how many people can drive the car, so any friends or family, who have your permission, are legally insured to drive it.

Can you get auto insurance if you are an unlicensed driver?

Unlicensed drivers are not covered by auto insurance. If you let an unlicensed driver use your car and they get into a car accident, it is highly probable that your claim will be denied. If you are an unlicensed driver looking for an insurance policy for your vehicle you don’t plan to drive, one option is to purchase unlicensed driver’s insurance.

What happens if someone drives your car without a license?

If someone else ever drives your car and gets in an accident, you’ll be considered an uninsured driver as your coverage is responsible for covering accidents. Unlicensed driver’s insurance does not cover people who actually drive a car without a license.

What happens if you loan your car to an unlicensed driver?

Even if an insurance policy states that its coverage extends to persons that you allow to use your car, if you loan your car to an unlicensed driver, your insurer will likely look for ways to deny coverage if that driver causes an accident.

Can a driver’s license be suspended without insurance?

There are several reasons why your driver’s license can be suspended, including being convicted of a DUI, having repeat traffic violations or having an at-fault accident without car insurance. If your license is suspended, you can’t legally drive until it’s reinstated. But that doesn’t mean you don’t need car insurance.