The registered keeper can be different to the owner But the owner might not be the registered keeper. The registered keeper is the person who looks after the car. That means they pay for road tax, MOT and any services. Even though the company technically owns the car, you’re the person who does all the driving.

Can I put my car insurance in someone else name?

Yes, you can buy auto insurance coverage for someone else, as most companies allow the driver and policyholder to be in different names. This is fairly common for teen drivers, as parents generally are the auto policyholders until dependents can purchase their own vehicle and own insurance.

Do you have to be a policy holder for car insurance?

If you’re shopping around for car insurance, you are more likely to come across questions asking whether you are the registered keeper of the car you want to insure and whether you are going to be the policy holder as well.

Can a person insure a car they don’t own?

Named driver insurance lets the policy holder add an additional driver – in this case, you – to their policy. It’s common for people to do this when their child, partner or friend wants to use their car. This is ideal if you’re house-sitting for the car’s owners, or staying with them temporarily.

What to do if you don’t own a car?

Whatever the reason, if you don’t own the car, you’ll need to make sure you’ve got the right insurance in place to drive it. Here’s what to do. Buy your own insurance policy Just be sure to tell insurance providers that you’re not the car’s owner or registered keeper when you apply. Add yourself as a named driver on the car owner’s policy.

Can a policy holder be the main driver?

Policy holder, registered keeper and main driver can all be different people, but most insurers do at least need keeper and policy holder to be the same. OP you will make your life a lot easier (and get more and cheaper quotes) if your husband is the policy holder. Your accident needs to be in the name of whoever had the accident.