Self-Insured plans may choose to cover only legally married spouses and exclude unmarried domestic partners. In addition, the Insurance Nondiscrimination Act (California) was signed into law in October 2011 (effective Jan. 1, 2012) to expand and strengthen the California Insurance Equality Act.

Can I claim my girlfriend as a dependent in 2020?

You can claim a boyfriend or girlfriend as a dependent on your federal income taxes if that person meets the IRS definition of a “qualifying relative.”

Do you have to get married to get health insurance for your partner?

No longer do you have to get married to get health insurance for your partner, which was always a huge benefit. More companies are offering or continuing to provide spousal health insurance benefits. The health insurance marketplace also offers domestic partnership health insurance benefits. What is a domestic partner?

Are there any insurance benefits for unmarried couples?

Married couples are always allowed to do this—and thereby get discounts and other special benefits. But again, not all insurance agents or companies will offer these benefits to unmarried couples. Shop around.

What are some examples of married couples having separate health insurance?

Some examples include: 1 One spouse turns 65 and becomes eligible for Medicare, while the other is still younger than 65. 2 One spouse is disabled and qualifies for Medicaid or Medicare, while the other is able-bodied. 3 A pregnant woman may qualify for Medicaid or CHIP (guidelines vary by state), while her spouse does not. 10 

Are there health insurance benefits for domestic partners?

But domestic partnerships aren’t going away anytime soon, as both unmarried same-sex and opposite-sex couples may still benefit from these arrangements when it comes to sharing health insurance plans and other benefits typically reserved for married couples.