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Can you show a cop your insurance on your phone?

By Emily Wilson |

Showing proof of auto insurance coverage is one more thing that you can do on your smartphone. Gov. Jerry Brown has signed into law Assembly Bill 1708, which makes California the seventh state in the country that allows motorists to show they have auto insurance via their smartphone or other mobile electronic device.

How to get my proof of insurance?

The most common form of proof of insurance is a card mailed to you by your insurance company or printed out. It will include your policy number, plus details about you and your vehicle, and is commonly kept in the glove box. Some car insurance companies provide the option of showing electronic proof of insurance.

How can the police tell if you have no car insurance?

Police can tell if you have no car insurance by using a real-time system to verify the proof you give them. With these real-time systems, cops can tell if you have insurance by running plates.

What to do if you are caught without a car insurance card?

If you are caught without proof of insurance, the first thing you’ll try to do is show some other form of proof. A declarations page, maybe a payment receipt, but none of those will work. Nothing can replace your car insurance card. It is required by law to carry a car insurance card in the vehicle you are driving.

Can a police officer ticket you if you don’t have insurance?

You can really start your encounter with a police officer off on a bad foot if you don’t have insurance. Not only will they write you up a ticket for your traffic violation, they’ll add the code for driving uninsured. If you’re lucky, you’ll be allowed to drive home so that you can rush to buy coverage.

What should I do if I get pulled over for no insurance?

• Police Officer: Have your vehicle insurance card ready in case you get pulled over. The first thing an officer usually says is “license and registration, please.” 2 If you do not provide your insurance card, you are likely to receive a stiff fine. Many states have increased the penalty for not providing proof of insurance.