// education
Do you need insurance for fireworks?
However, fireworks can be unpredictable so it’s important to have fireworks display insurance in place to cover you in case things go wrong. It can take a...
19 Jan 2026 9 views
Education
// education
How does a speeding ticket affect your car insurance?
Multiple vehicles ⓘ Check this box if you have multiple vehicles in your family. One speeding ticket for 30 mph over the speed limit results in an average...
19 Jan 2026 12 views
// education
How much is insurance for a mobile business?
Cost Of General Liability Insurance On average, mobile oil change shops in America spend between $450 – $1,000 per year for $1 million in general liabilit...
19 Jan 2026 10 views
// education
Is MetLife LTC insurance in trouble?
MetLife, which had been one of the largest providers of long-term-care insurance, announced on November 10 that it plans to stop selling both group and in...
19 Jan 2026 9 views
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Why is only pure risk insurable?
Only pure risks are insurable because they involve only the chance of loss. They are pure in the sense that they do not mix both profits and losses. Both ...
19 Jan 2026 9 views
// education
What does PLPD cover in Michigan?
PLPD refers to “Public Liability and Property Damage”. It usually refers to the minimum state required liability limits of auto insurance on a vehicle. In...
19 Jan 2026 9 views
// education
Does a learner driver passenger need to be insured?
Insurance. You need your own insurance as a learner driver if you’re practising in a car you own. If you’re practising in someone else’s car, you need to ...
19 Jan 2026 10 views
// education
Are you liable for hitting a deer?
In general, there is no legal fault if you hit a wild animal. Wild animals would include deer, elk, and other smaller animals. If you hit a domesticated a...
19 Jan 2026 9 views
// education
What is the purpose of the Federal Deposit Insurance Corporation FDIC?
The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financia...
19 Jan 2026 7 views
// education
Can you combine two life insurance policies?
It’s totally possible — and legal — to have multiple life insurance policies. Many people have life insurance coverage through their employer in addition ...
19 Jan 2026 12 views