// education
What to do after insurance gives you an estimate?
After the estimate and photos have been submitted to the insurance, the adjuster handling your claim will review the files, approve of the bill to repair ...
18 Jan 2026 5 views
Education
// education
What does the Terrorism Risk Insurance Act cover?
Congress enacted the Terrorism Risk Insurance Act (TRIA) in 2002 to serve as a federal backstop for certain insured losses from large scale acts of terror...
18 Jan 2026 4 views
// education
What is a claim payout?
If your claim is approved, you’ll receive payment for the amount of the loss as determined by the insurance company. Depending on what the insurance claim...
18 Jan 2026 4 views
// education
Can you use Blue Cross Blue Shield Massachusetts in any state?
Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of...
18 Jan 2026 5 views
// education
Will homeowners insurance cover pre-existing conditions?
If the insurance adjuster determines that the damage and mold growth in your home is pre-existing, then the insurance company will not cover the damage an...
18 Jan 2026 5 views
// education
What states are monopolistic for workers compensation insurance?
Instead, each jurisdiction has its own rules and regulations that govern the placement and administration of workers compensation insurance. The following...
18 Jan 2026 5 views
// education
Is Nationwide Insurance going out of business?
Nationwide’s Transition to Independent Agency Insurance Company Complete. Nationwide says the process of transitioning the company to operate as an indepe...
18 Jan 2026 5 views
// education
Can anyone take out a life insurance policy on you?
You can’t take out a policy on just anyone. You need to have the individual’s permission (you can’t get a policy on someone without them knowing), and you...
18 Jan 2026 5 views
// education
Do you have to pay a deductible if you have full coverage?
In most cases, you do not have to pay your deductible if another insured driver hits you. The other driver’s liability insurance should pay for your repai...
18 Jan 2026 5 views
// education
Are payments from a long-term care policy taxable?
In general, the income from a long-term care insurance policy is non-taxable, and the premiums paid to buy the insurance are tax deductible. Does long-ter...
18 Jan 2026 5 views