// education
What is a group term life insurance policy?
Group term life insurance is a type of term insurance in which one contract is issued to cover multiple people. The most common group is a company, where ...
18 Jan 2026 4 views
Education
// education
What are the four types of ocean marine insurance?
major reference Ocean marine contracts are written to cover four major types of property interest: (1) the vessel or hull, (2) the cargo, (3) the freight ...
18 Jan 2026 4 views
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Will homeowners insurance cover a stolen vehicle?
While it won’t pay for your stolen car, your home insurance can cover personal items that may have been in the car when it has been stolen, less your dedu...
18 Jan 2026 5 views
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How much money can you put into a savings account and still be insured by the FDIC?
COVERAGE LIMITS The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate...
18 Jan 2026 4 views
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Can you fly without travel insurance?
You don’t have to. You can travel anywhere in the world without travel insurance. Without travel insurance you could find yourself out of pocket if someth...
18 Jan 2026 4 views
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How long does a bad driving record last?
Generally, accidents and tickets stay on your driving record for three years before falling off. For major violations, like a hit-and-run or a DUI, you ca...
18 Jan 2026 4 views
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Does home insurance cover pipes under house?
Homeowners insurance generally covers damage due to broken pipes if their collapse is sudden and unforeseen. Water damage that occurs gradually due to a l...
18 Jan 2026 5 views
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What are the accounts included in the final accounts of insurance?
The Final Accounts of General Insurance Companies include Revenue Account, Profit and Loss Account, and Balance Sheet. Can two people be insured under the...
18 Jan 2026 5 views
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When should you not submit an insurance claim?
5 Situations When You Shouldn’t File a Car Insurance Claim Single-Car Accidents in Which Damage to Your Vehicle Is Nominal. When the Claim Amount Is the S...
18 Jan 2026 4 views
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What does high degree of risk mean?
1 : likely to result in failure, harm, or injury : having a lot of risk a high-risk activity high-risk investments. 2 : more likely than others to get a p...
18 Jan 2026 5 views