// education
Can a company lay you off if you are on workers comp?
Under California worker’ compensation law, an employer cannot terminate a person’s employment just because they sustained an injury on the job or decided ...
18 Jan 2026 6 views
Education
// education
What would cause insurance to reject a claim?
You committed fraud or provided false information during the application process. Your insurance company can deny your claim if you didn’t provide accurat...
18 Jan 2026 4 views
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How are social insurance programs funded?
Social insurance benefits are funded in the United States through payroll taxes. Benefits are based upon contributions made to the program by citizens and...
18 Jan 2026 5 views
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Is the death benefit of a life insurance policy taxable?
Most people buy life insurance so they can leave money to their beneficiaries when they die. Fortunately, the death benefit isn’t considered taxable incom...
18 Jan 2026 4 views
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Who is insured person?
Definitions of insured person. a person whose interests are protected by an insurance policy; a person who contracts for an insurance policy that indemnif...
18 Jan 2026 5 views
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Which is the insurance plan responsible for paying health care insurance claims first?
HI chp 4 Question Answer What is the insurance plan responsible for paying healthcare insurance claims first? Primary insurance What is a public or privat...
18 Jan 2026 5 views
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When did FDIC insurance start?
June 16, 1933 Federal Deposit Insurance Corporation/Founded How did the Federal Deposit Insurance Corporation? Federal Deposit Insurance Corporation (FDIC...
18 Jan 2026 6 views
// education
What does it mean to transfer risk Chapter 9?
What does it mean to “transfer risk”? You pay someone else a small amount of money for security in the case of an emergency. Explain the importance of lia...
18 Jan 2026 4 views
// education
What does it mean when my policy has lapsed?
Lapsed Insurance Policies When policyholders stop paying premiums and when the account value of the insurance policy has already been exhausted, the polic...
18 Jan 2026 5 views
// education
Can someone other than the owner of a car get insurance?
While the person who owns the car is usually the one who insures it, most states will allow someone other than the owner to pay for a car policy. However,...
18 Jan 2026 4 views