// education
Do insurance companies have access to phone records?
Insurance companies don’t ask for phone records when you purchase an insurance coverage. They may only request for the phone records when a driver is invo...
17 Jan 2026 5 views
Education
// education
How many NCCI class codes are there?
800 unique class codes NCCI’s classification system contains nearly 800 unique class codes and is the basis for both pricing and underwriting workers’ com...
17 Jan 2026 5 views
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Why do bosses treat employees differently?
Favoritism – treating an employee differently because of a personality conflict – is legal, even though employees often think it’s unfair. A classic examp...
17 Jan 2026 5 views
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Can I buy cars from insurance auctions?
Car Insurance 101 notes that most insurance companies don’t offer direct auto sales. Instead, they place salvage vehicles up for sale through auto auction...
17 Jan 2026 3 views
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Can I have my daughter on my car insurance if she doesnt live with me?
Answer: No. If your daughter doesn’t live with you, then you wouldn’t normally be allowed to put her on your car insurance policy, even if you add her nam...
17 Jan 2026 5 views
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Is hail damage covered by auto insurance?
Yes, your car insurance will cover the cost of repairs due to hail damage, as long as you have comprehensive coverage. What type of car insurance covers h...
17 Jan 2026 5 views
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Does everyone automatically get coverage under Medicare?
Most people are automatically enrolled in Original Medicare when they turn 65 and get Social Security benefits. Many people who are turning 65 will be enr...
17 Jan 2026 5 views
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Can my parents take my car if its in my name?
No, it is not illegal for your parents to take away your car if you are a minor. You may own the vehicle but they, as your parents, can restrict or prohib...
17 Jan 2026 5 views
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Is it best to pay off my car with a personal loan to get better interest?
Paying off your car loan early frees up a good chunk of extra cash to keep in your pocket. If your car loan’s rate is low compared to other types of debt,...
17 Jan 2026 4 views
// education
Is electrical covered under home insurance?
Although most homeowners policies cover electrical wiring through dwelling insurance, there are cases where coverage may not apply. When homes have old el...
17 Jan 2026 5 views