// health
Are graduate students eligible for Obamacare?
“IRS Notice 2016-17 allowed institutions to continue offering subsidized coverage for most graduate students in the 2016-17 academic year, enabling many s...
19 Jan 2026 5 views
Health
// health
Is NYS long term disability taxable?
We conclude that Petitioner’s long-term disability benefits are New York source income, and they will be subject to New York State personal income taxes i...
19 Jan 2026 6 views
// health
Why is it called inland marine insurance?
Why is it called “inland marine” insurance? This policy is called inland marine insurance because it’s an offshoot of ocean marine insurance, which protec...
19 Jan 2026 6 views
// health
Do Owner operators need cargo insurance?
Cargo insurance is another must. Owner-operators must have at least $5,000 in coverage, but can be significantly more depending on the freight being haule...
19 Jan 2026 7 views
// health
Does my employer have to provide life insurance?
Life insurance is an optional employment perk that does not have to be offered to any employees. If a company offers life insurance, there is no minimum o...
19 Jan 2026 5 views
// health
What do we call a contract between the insurer and the insured?
An insurance policy is a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured). Re...
19 Jan 2026 6 views
// health
Do you have to pay insurance premiums upfront?
When you sign up for an insurance policy, your insurer will charge you a premium. Some insurers allow the policyholder to pay the insurance premium in ins...
19 Jan 2026 6 views
// health
What insurance should I have for my small business?
Every business should consider Public Liability Insurance – even home-based businesses. It covers you and your employees for potential liabilities to thir...
19 Jan 2026 6 views
// health
What happens if I admit fault?
You should not admit fault for a car accident even if believe you caused the car wreck. If you admit liability, you—and your auto insurance company—will b...
19 Jan 2026 6 views
// health
Do insurance companies report to police?
When Car Accidents Must Be Reported When an insurance company investigates an accident, it uses a police report to determine who is at fault and how to pr...
18 Jan 2026 6 views