// science
What companies does Blue Cross Blue Shield own?
Of the 36 BCBS companies, the largest is the publicly-traded Anthem, which stretches across 14 states, and includes Rocky Mountain Hospital and Medical Se...
19 Jan 2026 8 views
Science
// science
What is ECE coverage?
Extended Coverage (ECE): includes coverage for loss caused by Windstorm or Hail, Explosion, Riot or Civil Commotion, Aircraft or Vehicles, Smoke and Volca...
19 Jan 2026 7 views
// science
How do insurance companies declare a car totaled?
Insurance companies determine a car to be totaled when the vehicle’s cost for repairs plus its salvage value equates to more than the actual cash value of...
19 Jan 2026 7 views
// science
Can I remove lienholder from insurance?
And, when you pay off your car loan, your insurance agent can help remove the lienholder’s name from your policy. You’ll likely need to provide proof that...
19 Jan 2026 8 views
// science
What is a yearly deductible for health insurance?
A deductible is a set amount you have to pay every year toward your medical bills before your insurance company starts paying. It varies by plan and some ...
19 Jan 2026 8 views
// science
What are the advantages of a whole life policy?
A key benefit of whole life is that it’s considered a permanent life insurance policy. It’s meant to provide you with a lifetime of coverage protection wi...
19 Jan 2026 8 views
// science
Can you test drive a car that is not insured?
You can’t test drive a car without insurance and the police will not accept ‘I’m test driving a new car’ as an excuse for not having insurance. Most recog...
19 Jan 2026 7 views
// science
How is home insurance premium paid?
Homeowners insurance can be paid through an escrow account or directly by you to your insurance company. With an escrow account, your homeowners insurance...
19 Jan 2026 8 views
// science
Can a convicted felon own a business in NJ?
As a rule, being a convicted felon does not prevent you from owning your own business. A limited liability company, or LLC, is one form of business owners...
19 Jan 2026 9 views
// science
Does private mortgage insurance cover death?
Mortgage insurance helps pay a portion or all of your mortgage if you were to die. It used to be that your death benefit would be your mortgage’s outstand...
19 Jan 2026 7 views