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Do I have to use the body shop my insurance company recommends?

By Olivia Norman |

Do you have to use the body shop the insurance company recommends? No, you don’t have to use the body shop the insurance company recommends. Your car accident repair rights allow you to choose a body shop of your choice to repair collision damage.

Do car insurance Companies Send you check?

Once your car insurance claim has been approved after an accident, your insurer will issue a check to pay for the repairs.

Will State Farm pay me or body shop?

We’ll pay the shop, direct-deposit money into your account, or send you a check – whatever works. Buckle up, the road is calling! Our process is easy, but don’t let that keep you from celebrating. After all, you chose State Farm, right?

Can a car insurance company work with a body shop?

Your insurance company still will work with you on handling and paying for the damages to your vehicle; you just don’t get the benefit of having the insurance company work directly with the approved auto shop to handle all the paperwork for your claim.

What happens when you go to a body shop after a car accident?

However, if you select a shop that is recommended by your insurance company, the shop will be able to work directly with the insurance company to handle any additional costs that come up during the repairs. That way, you don’t have to pay up front for other items that may arise and then wait for your insurer to reimburse you for those charges.

Where can I find a body shop for my car?

Basically, you have two options: You can select an auto body shop from your insurance company’s list of approved shops, such as The Hartford’s Customer Repair Service Program (CRSP), or you can find your own body shop to handle the repairs.

Why do you need an Approved Body Shop?

In addition to saving time, working with an approved shop can save you the hassle of filling out paperwork required by your insurance company. And, in most cases, insurance companies require their approved shops to guarantee their workmanship if there is a problem with the work down the road, for as long as you own the vehicle.