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Do I need insurance to be a riding instructor?

By Isabella Little |

If you are working as a Freelance Riding Instructor you need insurance protection for your liability to the public as well as the horses in your care. If required we can also consider cover should you wish to compete on your clients’ horses.

Can you teach horse riding without insurance?

you can teach, but it;s highly unadvisable to do it without insurance and the premiums for someone unqualified will be sky high.

What qualifications do I need to teach horse riding?

While there are no specific qualifications required to be a horse riding instructor, most work towards a recognised qualification. These are offered by organisations such as the British Horse Society (BHS) and the Association of British Riding Schools (ABRS).

How much does a horse riding instructor earn?

Pay And Prospects Of A Horse Riding Instructor Rates of pay vary according to age, qualifications and experience but, as a guide, the average salary of a full time riding instructor may range from £12,000-£15,000 for a trainee riding instructor to £25,000 per annum for an experienced instructor.

What skills do you need to be a horse riding instructor?

You may specialise in teaching a specific age group or a specific riding discipline, such as dressage. You’ll need to be a highly proficient rider and good with animals. Most horse riding instructors have years of experience of riding and caring for horses and ponies.

What insurance do I need for a livery yard?

Public liability insurance keeps you protected against any accidents that might befall visitors to your premises due to your negligence. If you have a commercial livery yard, you need to ensure you are covered for interruption of business due to sickness or other unforeseen circumstances.

Do you need liability insurance for a horse trainer?

Riding instructors and horse trainers need commercial equine liability insurance too. When teaching a student lesson and/or training horses, your business could have a claim. You need coverage designed specifically for riding instructors, trainers, and clinicians. Why?

What kind of insurance does a riding instructor need?

KBIS Riding Instructors Insurance provides comprehensive cover including Public Liability and Care, Custody or Control. There are no limitations on when, where or the number of hours you teach and we can offer cover for qualified and non-qualified instructors.

Can a riding instructor take a horse to the hospital?

He was taken away by ambulance to a hospital. During a riding lesson with an insured instructor, the horse stopped suddenly and the student was thrown off, fracturing her spine. Don’t wait until you file a claim to find out if you have the proper insurance protection.

How much does an outside riding instructor charge?

However, she charges a $25 trailer fee for anyone who hauls onto the property to take a lesson with the outside instructor. Regardless of the approach you choose, be fair and consistent. And make sure your liability insurance covers your exposure and that the instructor also has insurance.