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Do I need motorcycle insurance in Arizona?

By Christopher Ramos |

Arizona Law dictates that all motorcyclists should have liability insurance at the very least. There are two minimum insurance requirements: $10,000 property damage coverage should be in place. $15,000 bodily injury coverage should be in place per person.

Where is the cheapest place to buy motorcycle insurance?

Geico is the cheapest provider of motorcycle insurance, offering a large menu of discounts and the option to pay in installments. Geico consistently offers some of the most affordable motorcycle insurance policies. This includes some of the states with the most motorcycle riders, including Florida and California.

What is the minimum insurance requirement in Arizona?

Mandatory Insurance Minimum levels of financial responsibility are: $25,000 bodily injury liability for one person and $50,000 for two or more persons. $15,000 property damage liability.

How much does it cost to get a motorcycle license in Arizona?

All you’ll have to do at the MVD itself is pay the $7 application fee (as of 3/1/2021), complete your vision exam, and take care of all of the normal paperwork to get your endorsement. There is even the possibility of taking your completion certificate from TEAM Arizona to an approved third-party licensing agent.

What’s the average cost of motorcycle insurance per year?

No hassle. No hidden costs. We conducted a review of motorcycle insurance quotes across all 50 states and found that the average cost of motorcycle insurance quotes in the U.S. was $702 for a full year of coverage. Because the cost of coverage varies based on your location, it’s useful to get more than one quote to find the best price.

How much does motorcycle insurance cost at Progressive?

Between 2019 and 2020, the average annual cost for a liability-only motorcycle insurance policy at Progressive ranged from $163.19 ($13.60/month) in North Dakota to $364 ($30.35/month) in Michigan. The cost of motorcycle insurance depends on many factors, including your location, age, type of bike, riding history, and coverage selection.

How can I lower the cost of motorcycle insurance?

Insurance providers may offer a discount for paying your annual premium in full, without using an installment plan, and belonging to a riding association or other affinity group. Raising your deductible and opting out of insurance add-on coverage will also lower your overall cost.

Where is the best place to get motorcycle insurance?

The more people riding motorcycles in your state, the less your insurance will cost. More insured bikes lead to lower motorcycle insurance rates. The states with the most riders and often the best rates for insurance are North Dakota, Iowa, and Oklahoma.