West Virginia law requires all drivers in the state to carry car insurance. The state also requires you to carry proof of insurance, which must be shown to law enforcement officials at their request. Keep reading to find out more about the car insurance requirements and additional coverage options in West Virginia.

Do you have to have insurance on yourself?

In most states auto insurance is mandatory as proof of this responsibility. All states have financial responsibility laws so, in states where there is no liability insurance requirement, you need to have proof of sufficient assets to pay damages, medical bills and more if you cause an accident.

Is it illegal to not have car insurance in WV?

In the state of West Virginia, it is illegal to drive any motor vehicle without proof of insurance or financial responsibility. The driver must maintain proof of continuous insurance throughout the registration period.

What are the legal requirements for insurance in WV?

The bare minimum car insurance requirement for West Virginia drivers is: $20,000 bodily injury per person per accident. $40,000 bodily injury for all persons per accident. $10,000 property damage liability.

Is WV a no fault insurance state?

Editorial and user-generated content is not provided, reviewed or endorsed by any company. No, West Virginia is not a no-fault state. West Virginia is an at-fault (or “tort”) state. That means the driver who causes an accident uses their insurance to pay for the other driver’s bills from the collision.

What auto insurance coverage is required in WV?

West Virginia Auto Insurance Requirements Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.

What is the minimum car insurance in WV?

Here are the minimum requirements and limits for West Virginia car insurance coverages: Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.

Is West Virginia a no fault state divorce?

No Fault Divorce Laws West Virginia offers what is known as a “no fault” divorce, under which you don’t have to prove (or even allege) that your spouse engaged in any specific wrongdoing in order to get divorced.

How much does it cost to live in West Virginia?

The median home value in the state is currently less than $100,000. Most homes are listed for sale below $150,000. That makes it a lot easier to establish residency, especially if you know that a good-paying job is waiting for you. It is 14% cheaper to live here than average in the United States. Renting is relatively affordable as well.

What are the pros and cons of living in West Virginia?

You’ll see lush growth in your gardens and forests because of the weather, but a series of gray days can begin to wear on the soul. Look for communities where there is more sunshine, lower in the mountains, to avoid that issue if it is bothersome to you.

When did West Virginia become the 35th state?

They held a vote in 1863 where the communities voted to secede back to the United States instead of the Confederacy, helping the region to become the 35th state. Despite its name, there are actually portions of Virginia that lie further west than West Virginia.

What is the unemployment rate in West Virginia?

In March 2019, West Virginia had a 5.1% unemployment rate for the state. If you moved to Virginia, then the rate would be 2.9%. There are rather few professional opportunities and middle-class industries in the state, so you’ll want to secure a job before moving here.