Unlisted drivers are covered under Compulsory Third Party policies like CTP in SA, Green Slip in New South Wales, and MAI in ACT. Just keep in mind that these policies only cover injuries to others if you have an accident.

What is an occasional driver for insurance purposes?

An occasional driver is the person who is not the primary or principal driver of the vehicle and the definition for principal driver is the person who drives the car most often. These are the general definitions used in the insurance industry.

What is the definition of an occasional driver?

In Alberta, an occasional driver is someone in a household who regularly uses a vehicle (like a spouse, child, or any other member of the family) but doesn’t drive it the most.

Who is an occasional driver on a car insurance policy?

The primary driver on a car insurance policy is the person who drives the car most of the time. What is an occasional driver? An occasional, or secondary, driver is added onto the car insurance policy because they use the car once in a while. Often, an occasional driver is a spouse or a child, but it can also be a sibling or roommate.

Who is the primary driver on a car insurance policy?

The primary driver on a car insurance policy is the person who drives the car most of the time. What is an occasional driver? An occasional, or secondary, driver is added onto the car insurance policy because they use the car once in a while.

What’s the difference between occasional driver and secondary driver?

Occasional and secondary drivers refer to the same thing. They are the driver on the insurance policy who drives regularly, but is not the main driver for the vehicle. Occasional driver insurance is not a standalone policy. You cannot get a separate policy to be an occasional or secondary driver.

Do you have to have a secondary driver on your car insurance?

All car insurance has at least one driver listed on the policy. Many have multiple drivers listed. There are also many situations where it’s unclear whether or not an occasional or secondary driver needs to be added. Keep reading to learn about insurance for occasional drivers. What Is A Primary Driver?