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Do you need insurance to drive a motorcycle in WA?

By Sophia Koch |

Important information about motorcycles On July 28, 2019, a Washington state law passed requiring all motorcycle drivers carry liability coverage and proof they have insurance. They are no longer exempt from our state’s mandatory auto insurance law (leg.wa.gov).

How many mirrors are required on a motorcycle in Washington State?

A: Yes, your motorcycle must have two side-view mirrors and a muffler, along with functional head lamps, tail lamps, and turn signals. Your motorcycle is exempt from the turn signal requirement only if it was originally manufactured without turn signals.

Is insurance required in Washington State?

The required coverage and limits in Washington State are: Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $10,000. Underinsured motorist bodily injury coverage*: $25,000 per person and $50,000 per accident.

How much does motorcycle insurance cost per year?

The average cost of motorcycle insurance in the US is $1,173 per year for a full coverage policy. In some ways, motorcycle insurance functions similarly to car insurance . Like car insurance, motorcycle insurance has state minimum liability needs and the option to add more coverage.

Where can I get motorcycle insurance in Washington State?

To compare motorcycle insurance companies in the Evergreen State, we looked at each provider’s policy features and customer service reputations in addition to premiums. Continue reading for our analysis of the state’s best motorcycle insurance companies, or use the secure quote box above to find coverage near you.

How much does motorcycle insurance cost at Progressive?

Between 2019 and 2020, the average annual cost for a liability-only motorcycle insurance policy at Progressive ranged from $163.19 ($13.60/month) in North Dakota to $364 ($30.35/month) in Michigan. The cost of motorcycle insurance depends on many factors, including your location, age, type of bike, riding history, and coverage selection.

Where is the best place to get motorcycle insurance?

The more people riding motorcycles in your state, the less your insurance will cost. More insured bikes lead to lower motorcycle insurance rates. The states with the most riders and often the best rates for insurance are North Dakota, Iowa, and Oklahoma.