In line with Continuous Insurance Enforcement (CIE), it is now a legal requirement for the registered keeper of a vehicle to insure it even if it is not being used and/or is parked on private land. The only exemption to this is if it has a SORN.

Does Allstate have a grace period for new car?

Yes, Allstate has a grace period of 30 days for new cars, according to multiple third-party sources. This means that existing customers have 30 days to officially add a new car to their insurance policy and purchase any additional coverage that it may need.

Am I covered if I buy a new car?

Yes. Most insurance companies provide automatic coverage for new purchases equal to the broadest coverage you have on your current or other cars. In other words, if you already have a car insurance policy in effect and you purchase a new vehicle, that policy will cover you for up to 4 days.

When do you need insurance for a new car?

If you are adding a vehicle to your policy or replacing one, your existing policy should cover the new car too, so you don’t need a new policy before you drive the vehicle home.

Is it cheaper to insure an existing car or a new car?

Even if you have an existing auto policy, it may be cheaper to insure your vehicles with a new car insurance company. Use our car insurance comparison tool to find the average cost of car insurance on new vehicles. For more, read about car insurance coverage for new cars.

What happens if I change my car insurance to a different car?

If you don’t tell your insurer you’re driving a different car you won’t be covered in the case of an accident, and you won’t be driving legally as your cover is not valid. Once you have chosen your new car and have committed to buy it, you should call your insurer to change your policy.

Do you have to have insurance for a second car?

If you’re buying a second (or third, fourth, fifth etc) car, you’ll have to have an insurance policy for each vehicle. Contact your current insurer to see if they offer special ‘multi-car’ policies or discounts, or take out a new policy — just make sure you shop around for the best price.