A DUI does not have to ruin your life. If you get a lawyer, fight your case, and negotiate a good deal, you may be able to go on with your life with relatively little change. If your lawyer can win your case or get the charges dropped, you won’t even have a DUI on your record.

What are 3 Consequences of a DUI?

DUI convictions have major ramifications and some can linger for years. Most of us are aware of the short-term consequences, including temporary driver’s license suspension, fees and fines, high insurance premiums, court-mandated community service, participation in drunk driving education programs, and even jail time.

How much does your car insurance go up with a DUI?

You can expect an increase of 80 percent, on average, though car insurance rates after a DUI conviction may jump as high as 371 percent, depending on what state you live in. While a DUI on your driving record will mean higher rates overall, you can still save on car insurance if you know what to do.

How long does a DUI stay on your insurance?

It varies by state, but usually a DUI conviction stays on your driving record for at least five years. As a general rule, expect a DUI to haunt your insurance premium for roughly seven years. In some states it can be much longer.

Why did my DUI rate go up so much?

The amount of time passed since the DUI as well as your age and driving history will factor in to the amount of the increase. For example, if you’ve never had any accidents and speeding tickets, and your DUI is the only hit on your record, your rate likely won’t go up as much. Once…

Do you get covered if you get a DUI?

Yes. You’re covered up to the limits of your policy for any accident, regardless of fault or if you were under the influence of alcohol or drugs. That includes damage to your car or someone else’s property as well as their injuries. Please note: The above is meant as general information to help you understand the different aspects of insurance.