Yes, the quick answer is that a 17-year-old can almost always get car insurance, but since they are minors, a parent or guardian typically will be required to sign on the policy with the teen, which means that in the end, the parents are financially responsible for the policy.

Can you pay insurance monthly at 17?

If you cannot afford to pay your insurance premium in one lump sum, most insurers will let you spread the payment over monthly instalments. You might also want to consider short term or temporary car insurance for 17-year olds.

When do you add a teen to your car insurance?

You should notify your insurance company when your teen driver obtains a learner’s permit, as all companies handle that situation differently. But, for the most part, you don’t need to add your teen to your policy. When your teen graduates to a full-fledged driver’s license, then she’ll need coverage, whether on your insurance or her own policy.

Do you have to insure your teen driver’s license?

The laws are different from state to state. The majority of car insurance companies require that anyone with a driver’s license in your household be insured. Teens with learner’s permits often don’t need to have their own insurance; however, your state’s laws may differ.

How old do you have to be to get a car insurance policy?

Many car insurance companies allow parents to list a teen with a learner’s permit on the policy at no charge until the child becomes a fully licensed driver or turns 18 years of age (whichever is first).

What are the advantages of car insurance for teens?

Advantages of adding your teen to your policy You can share cars: You’ll be covered if your teen drives your car and vice versa. All covered drivers have access to all vehicles on the policy. Make sure they’re properly covered: You’ll easily be able to see, add, and update their coverages.