If you have a criminal record, you can still apply for a life insurance policy. In fact, if you have misdemeanors or lesser infractions on your record, that will rarely change your premium rate. But if you have a felony conviction, life insurance could be more difficult, more expensive, or even impossible to buy.

Can you get an insurance license in Texas with a felony?

From time to time we get people asking us if it is possible to get an insurance adjuster license with the Texas Department of Insurance (TDI) when they have a felony or a misdemeanor on their record. The short answer is YES.

Does having a criminal record affect car insurance?

Having any kind of criminal conviction can make it difficult to get car insurance. Some insurers will refuse to cover you while others will quote relatively high premiums. Some insurance companies will provide cover only if the conviction isn’t related to driving or insurance fraud.

Can a felon get a license to sell insurance?

Having their felony expunged can give them the chance needed to begin with a clean record and succeed in getting an insurance license. Expunging a criminal record allows anyone to honestly state on an application that he or she has not been convicted of a crime.

Can you get an insurance license if you have a criminal conviction?

According to the California Department of Insurance, failing to disclose a conviction is the number one reason an applicant is denied. Keep in mind that the state’s Department of Insurance will conduct a background check on you and take fingerprints, so any conviction omission will be uncovered.

Can a convicted felon get a financial services license?

An applicant who has committed a felony of the first degree, a capital felony, a felony involving money laundering, fraud, or embezzlement, or a felony directly related to the financial services business is permanently barred from applying for a license.

Can a felon apply for a driving license?

Other felonies and certain misdemeanors require the applicant to wait for a disqualifying period to lapse prior to applying for licensure. The department may not issue a license to an applicant unless all related fines, court costs and fees, and court-ordered restitution have been paid.