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Does car insurance pay if you are at fault?

By Sophia Koch |

If you live in a fault state, the person responsible for the accident will hold liability for anyone’s injuries. The other driver would file a claim with your insurance company, and you or your car insurance will pay for losses. In a no-fault state, however, each party’s auto insurance usually covers their losses.

What happens if you hit someone with your car by accident?

If you hit a pedestrian while driving recklessly, you may face fines and even criminal charges in California. However, if you hit a pedestrian simply by accident and then stop and report the incident to the appropriate authorities, you will likely be exempt from criminal charges.

Can the pedestrian be at fault for a car accident?

Even though pedestrians generally have the right-of-way, there are situations where they can be liable for an accident involving a car. By David Goguen , J.D. When we think about fault for traffic accidents between cars and pedestrians, our initial assumption is probably that the driver of the vehicle is to blame.

How is negligence determined in a car accident?

As with most other personal injury claims, the law of negligence determines fault in accidents between vehicles and pedestrians. Basically, every person is expected to exercise a reasonable level of care under a given set of circumstances.

How often does a pedestrian get hit by a car?

Additionally, traffic accidents kill 6,000 pedestrians each year, equating to approximately one death every 88 minutes. No settlement amount can provide enough justice to repair a life shattered by a pedestrian accident.

How is a jury determined in a pedestrian accident?

In any state, a jury is required to find what percentage (if any) a plaintiff contributed to the accident that led to his or her own injuries. For example, a jury may say that a plaintiff pedestrian who was jaywalking was 60% responsible, and the speeding driver that hit the pedestrian (and who the pedestrian then sued) was 40% liable.