The main attraction for telematics insurance policies is that they’re usually cheaper than standard insurance schemes. And this usually translates to lower insurance premiums after at least a year of driving with a black box – you might find your premiums see a reduction of as much as 60%!

Is having a black box worth it?

While it’s very dependent on driver and vehicle, black box insurance is, in most cases, cheaper. If you’re a first-time driver or have only held a licence for a couple of years, you’re likely to benefit most — with premiums potentially half the cost than without a telematics device.

Does Black Box affect future insurance?

Absolutely not! There are so many misconceptions when it comes to black box insurance (which you’ll see below) but the main thing to know is there’s absolutely nothing no reason to be worried when getting telematics insurance – it’s only there to keep you safe and save you money!

Does a black box damage your car?

As removing a black box can be tricky and could damage your vehicle if not done correctly, we wouldn’t recommend trying to do this yourself. Telematics devices can be built differently. You should only follow advice that comes directly from your insurer to make sure you don’t damage your vehicle.

Can you buy more miles on a black box?

At insurethebox you tell us how many miles you expect to drive in a year and we will use that figure to calculate the cost of your motor cover, but if you happen to do a few more miles than you told us you can simply buy Top Up Miles to keep your motor cover up to date.

Can you trick a black box?

There’s no secret tricks or ways around getting the perfect black box insurance score – all you need to do is drive safely, it really is as simple as that. You know how to drive – you wouldn’t have passed your test otherwise!

What happens if I take my black box out?

When you take out a black box car insurance policy, your insurer will arrange for a third party to install the black box device in your car. When it’s installed and activated your insurer will be able to collect information about your driving habits and use this data to adjust your premiums.

What happens if your black box score is bad?

A low braking score could show that you aren’t giving yourself enough time to prepare for upcoming hazards. You can combat this by keeping a safe distance from other cars. You need to give yourself enough reaction time if the car in front of you decides to brake suddenly.

Do you have to log in to black box insurance?

No, as the policyholder only you will have access to the online dashboard that shows you when the car is driven. You can log in whenever you want and the dashboard won’t show the location of driving done, only the times of the journeys. What if a bad driver borrows my car?

Why do I need Little Box Car Insurance?

LittleBox is all about rewarding safe drivers with lower premiums so of course we want you to be able to see how well you’re driving! You’ll get regular updates with tips on how to improve your driving so you can get the best score and discount at renewal. LittleBox isn’t like some apps that you need to switch on and off for each journey.

How does speed affect black box car insurance premiums?

You might be concerned about how your speed will affect your telematics insurance policy. At insurethebox we encourage you to always drive at a speed that is appropriate and legal for the road and conditions. We do not condone breaking any laws (driving or otherwise) in any way. We’re all about rewarding safe driving.

Why did my homeowners insurance go up when I moved?

If you live in an area prone to theft and severe weather damage, your insurance may go up even if you haven’t filed a claim but those in your community have. The claims history on your property is also taken into account. Maybe you’ve added a swimming pool, trampoline or wood stove to your property.