The statistics show that having a trampoline increases the likelihood that someone will be injured on your property. Therefore, it increases your chances of having a liability or medical payments claim by your homeowners insurance company.

What is the law on trampolines in gardens?

8. Trampolines. It should not be placed anywhere that people using it can see into neighbours gardens or homes when they are bouncing – that is because it is an invasion of privacy.

Is it OK to leave trampoline out in winter?

If you live in a location that tends to get large amounts of snow or experience high winds during the winter months, it may not be a good idea to leave your trampoline outside. The weight of snow can ruin a trampoline, and high winds can blow it around your yard. The cold alone does not typically damage a trampoline.

Are trampolines bad for your brain?

Unfortunately, trampolines also pose a risk for traumatic brain injuries, spinal cord injuries and the possibility for sprains, dislocations and fractures. These commonly occur from falling off the trampoline, landing incorrectly on the frame or springs of the trampoline, or colliding with another trampoline user.

Are there any insurance companies that allow trampolines?

Kait Scirri | Published Nov 18, 2018. Many insurance companies offer homeowner’s policies that allow for trampolines, including Allstate, Amica Mutual Insurance, Farmers Insurance, GEICO, Liberty Mutual, MetLife, Nationwide, Progressive, and State Farm. Trampoline coverage requirements vary by company and state.

What happens if my trampoline is lost or damaged?

Loss or damage to your trampoline will come out of your own pocket: If your insurance company doesn’t know about your trampoline, should anything happen to it, you’ll be responsible for repairing or replacing it without assistance. Insurance companies will not cover a loss on property items they were not aware of before a claim is filed.

What does it mean to have a trampoline on your property?

An attractive nuisance is a fancy way of saying that an object, structure or condition on your property (such as your trampoline) is inviting, or attractive, to a child — resulting in that child trespassing on your property and potentially harming themselves.

Do you have to have fence around your trampoline?

This requirement may be imposed by state law, local city ordinances, or even a clause in your insurance policy. Even if there are no regulations requiring you to have a fence around your trampoline, it is still strongly recommended to prevent uninvited visitors from entering your property and using the trampoline without your permission.