Depending on your policy’s coverages, your insurance may help with the costs of repairing the damage to your parked car. Even if you cannot find the other driver, you may be able to file a claim under your own auto insurance policy’s collision coverage.

What is a non chargeable accident?

Here are typical examples of non-chargeable accidents: Your car was legally parked when it was damaged. Your car was struck in the rear by another vehicle and you (or the driver of your car) were not convicted of a moving traffic violation in relation to the accident. Your car was struck in a hit-and-run accident.

What should I do if my car is damaged by construction?

If the company is negligent in maintaining a safe construction zone and that negligence leads to vehicle damage or an injury, the company could be liable for damages. As with a normal car accident, you should attempt to document the vehicle damage as best as possible. Be sure to report the damage to your insurance carrier as soon as possible.

Can a car insurance company pay for a parked car?

The car parked along the bending highway, though, is clearly violating a no-parking rule that exists for safety reasons. In that situation, the parked driver’s car insurance company may end up paying all or part of the damages. Patterson currently represents a client involved in just such a case.

What happens if you open your car door and wind blows?

If the wind snatches the door out of your hand, you may not be legally liable for the damage. On the other hand, your insurance company may not think that it’s worth a battle and may pay the claim. Turn the matter over to your insurance company and let them deal with it.

What happens if you hit a parked car?

While you may feel a bit silly hitting a car that wasn’t moving, you are not alone. Over 50,000 accidents a year involve a parked car. Unfortunately, just because the car wasn’t moving doesn’t mean the accident won’t hit your driving record or raise your insurance rates.