Your existing life insurance policy won’t be affected by an international address change. If your policy doesn’t have any international travel exclusions (most term and whole life insurance policies don’t) then your beneficiaries will receive a death benefit no matter where you live.

Does life insurance Cover death abroad?

Most life insurance policies will cover an overseas death after the policy has been in place for two years. However, the proof of death will need to be sufficient for a life insurance company to pay out.

Can I have life insurance in two countries?

Can I get life insurance from a UK provider if I already live overseas? Yes, life insurance for UK citizens living abroad is available. To get cover, you’ll need an ‘insurable interest’ in the UK.

Is mortgage protection the same as life insurance?

The main difference between Mortgage Protection Insurance and Life Insurance is that Mortgage Protection insurance is designed to cover just your mortgage repayments if you die. Life insurance policies, on the other hand, are mainly to protect you and your family.

Can you get life insurance while living abroad?

You can obtain a 1 to 30-year level premium and coverage policy while you are living abroad so you can protect your family from life’s uncertainties. The plan is not available to current residents of the USA and you must be an expatriate living abroad. Comprehensive life insurance for death from illness or accidents

Why is international life insurance important for expats?

Protecting your loved ones when you live abroad is just as important when you are living abroad. International life insurance is a fundamental part of any global financial security plans. Expat Financial is one of the few independent international life insurance brokerage sources in the world.

Can a legal and general policy be taken abroad?

Legal & General’s protection policies are only for customers living in the UK. However, we can also usually offer cover to customers who temporarily travel abroad to safe territories. With us, we can’t offer policies to customers not residing in the UK or those who plan to leave the UK permanently within the next three months.

Do you have to be UK resident to get life insurance?

To apply for one of our life policies you must be a resident of the UK. Our definition of a UK resident is someone who is currently living in the UK and has spent at least 183 days in the UK in the last tax year.