No, you cannot add someone who doesn’t live with you to your car insurance in most cases. College-aged students who aren’t living at home but still use their parents’ home as their permanent address are the biggest exception to this rule.

What information do auto insurance companies have access to?

Birth date, gender, marital status. Driving record, including moving traffic violations and convictions. Medical and health information. Details about your automobile, such as make, model, value.

Can Car Insurance companies give out personal information?

The claim adjuster will request certain personal information, including your full name, address, date of birth and Social Security number. Your personal information will be available to any insurance company that subscribes to the database service (and more than 90% of them do).

Can I lie on car insurance?

Absolutely. Lying on your car insurance application is fraud and may subject you to criminal penalties in the most extreme cases. Your insurance company can also drop you from your policy and deny coverage at any point after realizing that you’ve lied on your application.

Why do car insurance companies ask about household members?

The insurance company will insist that anyone who lives in the same house, and who operates the same vehicle as an insured driver, must be accounted for on the policy and must take accountability as a second driver.

What can your insurance agent tell you about your car?

Your agent can also tell you what safety features on a vehicle earn you a discount, if your insurer offers a discount for bundling your insurance plans (such as home and car), what the mileage threshold is to get a low-mileage discount and if the company offers any type of pay-as-you-drive program.

Can a car insurance company ask for proof of new policy?

I asked my car insurance company to remove my daughter as a driver from my car insurance policy because she got a new car and she is insured with her father (we’re divorced) with a different insurer. My auto insurer asked me to send it proof of my daughter’s insurance or of a different address if she is not living at my residence.

Why is it important for auto insurance company to know your address?

Where your car is parked might just be a matter of convenience for you but it’s a big deal to the insurer. The company has to determine if you’re going to be more likely to file a claim for the coverage that you have than the average person. One of the dozens of different factors considered is your address. Here’s why your address is so important: